To order with Laybuy, you will need a UK bank account, a UK residential address and be 18 years old or over. Please note, if you fail to make a payment, you may be charged a late payment fee. If you're struggling to use Laybuy it could be because; you may have an outstanding payment from another order, you have filled out the form incorrectly or they have rejected your application.
Be 18 years of age or older.
A UK bank account.
A UK residential address.
Manage all your payments via your dashboard. Complete multiple payments at once, track your spending and much more. Update your card details, manage upcoming payments and always be in control of your money.
What is Laybuy?
Laybuy offers online shoppers a simple interest free payment plan that lets you secure your purchase today and pay for it in 6 equal payments, once a week for 6 weeks.
How do I use Laybuy?
Just shop as normal and at checkout, choose Laybuy as your payment method. You will be directed to the Laybuy website to register and provide payment details (Visa or Mastercard). If you’ve used Laybuy before, just log in to your Laybuy account. Then complete your order – it’s that easy!
How does Laybuy work?
Laybuy performs a credit check to obtain a credit score on all new users upon registration. Once your credit score has been confirmed and your account has been verified, Laybuy assigns your Laybuy limit and you can begin shopping immediately. The first payment equal to one sixth of the purchase price occurs once your order is completed. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card. No further action is required and all account information including a payment schedule can be viewed, at any time, through your Laybuy account.
Can I use Laybuy if I’m an international customer?
Laybuy is only available to customers with a UK Billing address. Customers with international billing address will not be able to create a Laybuy account.
How does the Laybuy repayments work?
Each payment is equal to one sixth of the purchase price. The remaining 5 payments are processed each week on the day of the original purchase from your nominated card. No further action is required and all account information including a payment can be viewed in your Layby account.
What if I can’t make a repayment?
If funds are not available at the time the automatic payment is due you will be charged a late payment fee by Laybuy
When will my items by delivered if I use Laybuy?
Laybuy orders are delivered within our standard delivery timeframes dependant on what delivery option you choose. Please visit the delivery page for more information on timeframes.
How do I return or exchange an item purchased with Laybuy?
Laybuy returns follow the standard returns process. As soon as the return is processed it will drop off your Laybuy account.
Where can I find out more about Laybuy?
Visit the Laybuy website here for a full list of FAQs and customer Terms & Conditions.